FHA mortgages and mortgage insurance are government programs intended to help first-time homebuyers and other in-need borrowers get loans to purchase homes. If you have a low credit score and can't ...

Many first-time homebuyers will discover that they have to pay for something called "mortgage insurance." This adds to your monthly mortgage payment and is often an unpleasant surprise. That's ...

Learn about mortgage insurance, its role in protecting lenders, and the various types, including private mortgage insurance ...

The annual premium paid by borrowers on mortgages backed by the Federal Housing Administration (FHA) is going down by a quarter of a percent. Housing and Urban Development (HUD) Secretary Julian ...

HUD recently provided what I believe is its first official response to my report “Is FHA the Next Housing Bailout?” It was written by Dr. Raphael Bostic, the assistant secretary for research and ...

Recent changes to HUD's Flood Insurance policy increase consumer options. On Nov. 21, the U.S. Department of Housing and Urban Development issued a final rule change allowing FHA borrowers to obtain ...

Interest rates on FHA loans averaged below 6% on July 7, but mortgage rates aren't the only cost to consider when comparing loan options.

Buying a home is one of the biggest financial commitments many people make. However, buying a home isn’t cheap, especially ...

Many first-time homebuyers will discover that they have to pay for something called "mortgage insurance." This adds to your monthly mortgage payment and is often an unpleasant surprise. That's ...

Consequently, here is how I believe you should think about FHA’s aggregate risk position on its single family mortgage insurance portfolio at the end of FY 2011. FHA reports that it has just over $1 ...